Our Today’s Rates section helps you stay informed about current mortgage market conditions as you plan your home purchase or refinance. Mortgage rates can change frequently based on economic conditions, market activity, inflation, Federal Reserve policy, and other factors. Keeping up with market trends can help you better understand your financing options and make more informed decisions.

Mortgage rates can vary significantly depending on the loan program, market conditions, and individual borrower qualifications. Rather than relying on a single advertised rate, it is important to consider the complete mortgage structure, including the loan term, monthly payment, closing costs, and other applicable factors.

Your individual rate may be influenced by your credit profile, loan amount, down payment, property type, occupancy, debt-to-income ratio, and other financial considerations. Mark Teran can help you review your circumstances and explore available mortgage options so you can make a financing decision that aligns with your goals.